Health Insurance Plans
Protect your health and savings with the right medical insurance. From basic hospitalization to advanced critical care, choose the perfect plan for your needs and family.
Individual Health Plan
Covers a single person with dedicated sum insured and complete medical protection.
- ā Full personal coverage
- ā Ideal for individuals
- ā No sharing of sum insured
Family Floater Plan
One policy covering entire family under a single sum insured.
- ā Covers spouse & children
- ā Cost-effective
- ā Shared coverage
Senior Citizen Plan
Specially designed for elders with higher medical needs and coverage.
- ā Pre-existing disease cover
- ā Higher hospitalization benefits
- ā Regular health checkups
Women & Maternity Plan
Designed for women with maternity and newborn benefits.
- ā Maternity cover
- ā Newborn baby cover
- ā Female-specific illnesses
Critical Illness Plan
Lump sum payout on diagnosis of major illnesses like cancer or heart disease.
- ā One-time payout
- ā Covers major diseases
- ā Income protection
Corporate Health Insurance
Group insurance provided by employers for employees and families.
- ā Low or no waiting period
- ā Covers pre-existing diseases
- ā Employer-sponsored
ABCD Coverage Benefits (Modern Plans)
Modern health insurance plans provide extended benefits beyond basic hospitalization, with coverage typically starting after an initial 30-day waiting period.
- ā A - Asthma
- ā B - Blood Pressure
- ā C - Cholesterol
- ā D - Diabetes
Top-Up & Super Top-Up Plans
Boost your health insurance coverage at a very low cost by adding a Top-Up or Super Top-Up plan to your existing policy.
- ā Top-Up Plan: Provides additional coverage once your base policy limit is crossed (per claim basis)
- ā Super Top-Up Plan: Covers total yearly medical expenses beyond deductible, even across multiple claims
- ā Higher coverage at affordable premium
- ā Ideal with corporate or basic health policy
- ā Protects against high medical expenses
š” Smart Strategy: Take a base policy of ā¹5Lāā¹10L and add a Super Top-Up of ā¹20Lāā¹50L to get maximum protection at minimum cost.
Extra Benefits You Can Add
Enhance your policy with additional covers for maximum protection.
- ā Room Rent Waiver
- ā Unlimited Restoration Benefit
- ā OPD Cover
- ā Personal Accident Cover
Confused About Which Health Plan to Choose?
Get a personalized comparison of the best health insurance plans based on your age, family, and budget. Make the right decision with expert guidance.